PERSONAL WEALTH MANAGEMENT
By assessing your unique goals and circumstances, we will develop a robust Investment Plan and Policy to guide you and us as we build and maintain your portfolio. We are not in the business of selling investment products, we are in the business of equipping you with the tools necessary to achieve your life goals. To achieve those goals, Capstone Advisors will help you implement and maintain a disciplined investment strategy using investment vehicles specifically designed for that purpose.
Using Monte Carlo simulations, we will perform a detailed retirement analysis of your current track for retirement and evaluate the steps needed to take to achieve the life of your dream. We will analyze your goals, assets, income, investments, taxes, etc. to develop a plan that you are confident in. We will continually evaluate your progress as you approach retirement and update the plan on a regular basis as life events influence your retirement goals.
Portfolio Allocation & Asset Location
We will construct a customized, evidence-based portfolio to help you achieve your life goals--a portfolio that aligns with your need, ability, and willingness to take risk. We maximize tax efficiency through asset location strategies to minimize tax consequences of your investment portfolio. Finally, as unpredictable life events occur, your goals and vision for your future may change; therefore, we will maintain a consistent line of communication with you to ensure that your asset allocation is appropriate given your needs.
Defining and incorporating an appropriate amount of risk within your investments
Capturing as much of the market returns as possible given your risk tolerances
Minimizing costs that might otherwise detract from your returns
Maximizing tax-efficiency in the investment process
Periodically rebalancing your portfolio according to these guidelines
Spending your leisure time pursuing your life's interests, rather than trying to predict or react to every market fluctuation.
Education & Ongoing Support
We recognize that charitable giving may be an essential aspect of your financial well-being; we will spend time understanding your donative intents and utilize our specialists at BAM to find the most efficient manner to meet your charitable goals (Donor Advised Funds, Charitable Trusts, Private Foundations, etc.)
Client Relationship Management
We based our solution according to your needs—not our own. As a fee-only advisor, we are offered no compensation for recommending products or solutions. We use your needs and concerns to drive the solution that is right for you. We strive to do this by hearing your story, listening to your interests, discovering personal values and goals, and understanding relationships that impact you financially and emotionally.
Expert Relationship Management
As a member of the BAM Alliance, we have access to wide-ranging experience and expertise in estate planning, tax planning, retirement planning, charitable planning, risk management and a host of other areas. As a clients of a BAM Alliance member ﬁrm, we are able to serve as the “quarterback” of your broader financial team.