WHO WE ARE
Capstone Advisors is a fee-only Registered Investment Advisor, with a fiduciary duty to every client, devoted to delivering on the promise of holistic wealth management.
WHAT WE DO
Capstone Advisors offers a wide range of services under the umbrella of Personal Wealth Management and Corporate Retirement Planning
Personal Wealth Management
Our clients enjoy knowing they have a customized wealth management plan designed to integrate and enhance every aspect of their financial lives. It’s what we mean when we talk about “True Wealth Management”, a holistic, all-encompassing approach that goes well beyond just investment advice. It incorporates all facets of our clients’ financial lives from tax planning to estate planning to risk management to retirement funding to charitable giving and beyond. By understanding and aligning these critical components of financial health, investors and their families substantially improve the odds of reaching their most important goals.
Investment Consulting
Investment Management
Retirement Planning
Portfolio Allocation & Asset Location
Evidence-Based Investing
Education & Ongoing Support
Portfolio Maintenance
Advanced Planning
Tax Bracket Management
Wealth Spend-Down Planning
Charitable Giving
Risk Management
Estate Planning
Wealth Transfer Planning
Special Needs Life Planning
Relationship Management
Goals-Based Planning
Client-Need Oriented
Fee-Only Compensation
Fiduciary Responsibility
Unbiased Advice
Corporate Retirement Planning
With retirement plans being the most important—and perhaps the most complicated—benefits that your employees receive, it is crucial that you, as the plan fiduciary, provide them with the best care. Through years of experience, we have led the way by continuously enhancing our strategy as it continues to succeed through our regulated and increasingly litigious environment.
Fiduciary Oversight
Retirement Plan Design
Investment Consulting
Vendor & Benchmark Search
Employee Education & Advice
MEET THE TEAM
Capstone Advisors brings together a team of professionals with a diverse, yet relevant set of experiences and qualifications to most effectively find the solution that is in your best interest.
Scott Krafft | CFA, CPA/PFS
Wealth Advisor
How do I empower clients to live their best lives now?
Our mission is to use our professional and personal experiences, creatively and objectively to help our clients live their best lives each day. While financial security is important, we don’t start or stop there. Financial security must connect it to what is most meaningful to them, to empower them to live to their fullest potential. I enjoy engaging our clients in deep and meaningful conversation, helping guide them in discovering their core values. With 35 years of experience as a finance professional, I’m able to help our clients build a financial life to achieve their life vision and experience their best lives now.
How do I spend my time outside of Capstone Advisors?
Each day of my life is a gift that is centered around my faith, my family, and my friends. Viewing life through this lens, I express my best life through a passion for health and fitness. I am an avid Crossfitter and nutrition enthusiast. I’m energized by individuals facing seemingly impossible physical challenges and overcoming them through discipline, perseverance and an indomitable spirit. Staying fit and healthy enables me to give my best to those around me, to encourage others to live healthy so they can be their best to serve others. I’m also passionate for teaching young adults how live faithful lives in and increasingly complex world by challenging them to think deeply about why they are here and how they can influence their world.
Robert Rachlow | FSA, MAAA
Wealth Advisor
How do I empower clients to live their best lives now?
I love helping our clients discover their real goals and working with them to achieve their dreams, financial and otherwise. My biggest reward is when my clients have that “ah-ha” moment, when that lightbulb turns on and a smile comes to their faces. Once this vision is clarified and clients can see a path towards their goals and dreams, the stress of the future unknown goes away, and we become a genuine partner in our clients’ day-to-day lives. They are then free to enjoy today while knowing that they have a trusted advisor in their corner that has their best interests solely in mind at all times.
How do I spend my time outside of Capstone Advisors?
Presently, a lot of my spare time is spent taking care of and working with my new Miniature Schnauzer puppy, Tucker. However, that focus will change, as I just recently became a grandparent for the first time, as my oldest son and his wife became parents to a baby son, Greyson. I plan to fully implement the grand-parenting skill of spoiling him rotten and then handing him over to his parents when I’m done! I also umpire collegiate and high-school baseball and get to enjoy Scuba Diving on occasion.
Andy Krafft | CPA, CFP®
Associate Wealth Advisor
How do I empower clients to live their best lives now?
As an Associate Wealth Advisor, I work with clients to not only discover their personal life vision, but assist in creating and executing a plan to help that vision become a reality. My responsibility is to act as a personal fiduciary, advisor, and confidant. I am excited and proud to be a part of a team that not only cares about financial wellness, but strives to help client's flourish in all aspects of life.
How do I spend my time outside of Capstone Advisors?
Outside of Capstone, I enjoy spending time with friends and family. Living in Charlotte, my wife and I love to visit local restaurants and coffee shops. When our schedule allows, we also enjoy taking trips to the mountains, beach, or back to the Midwest. I try to stay active by maintaining a consistent exercise schedule--whether it be running, Insanity, or Crossfit. I also enjoy spending time outdoors hiking, rock climbing, and stargazing. When I’m not outside or exercising, I enjoy cooking at home with my wife.